When learning a new language, one of the most practical areas to focus on is vocabulary related to financial transactions. Whether you are traveling, doing business, or just managing personal finances, knowing the right terms can be incredibly useful. This article will help you familiarize yourself with essential Belarusian words and phrases for financial transactions, making it easier for you to navigate through various financial situations in Belarus.
Basic Financial Vocabulary
Before diving into specific scenarios, it’s crucial to get a grasp of some basic Belarusian financial terminology. These words will serve as the foundation for more complex phrases and sentences.
– Грошы (Hroshy) – Money
– Кошт (Kosht) – Price
– Купляць (Kupliats’) – To buy
– Прадаўца (Pradavetsa) – Seller
– Пакупнік (Pakupnik) – Buyer
– Зніжка (Znizhka) – Discount
– Банк (Bank) – Bank
– Крэдыт (Kredyt) – Credit
– Дэбет (Debet) – Debit
– Карта (Karta) – Card
– Гатоўка (Hatouka) – Cash
– Чэк (Chek) – Check
– Рахунак (Rakhunak) – Account
– Пераклад (Peraklad) – Transfer
At the Bank
When you visit a bank in Belarus, you’ll need to know specific terms to effectively communicate your needs. Here are some essential words and phrases:
– Адкрыць рахунак (Adkryts’ rakhunak) – To open an account
– Закрыць рахунак (Zakryts’ rakhunak) – To close an account
– Заробкі (Zarobki) – Earnings
– Застава (Zastava) – Deposit
– Здымаць грошы (Zdymats’ hroshy) – To withdraw money
– Папаўняць рахунак (Papalniats’ rakhunak) – To deposit money
– Працэнты (Pratsenty) – Interest
– Пазыка (Pazyka) – Loan
– Пераклад грошай (Peraklad hroshay) – Money transfer
Imagine you need to open a bank account. You might say:
“Я хачу адкрыць рахунак у вашым банку.” (Ya khachu adkryts’ rakhunak u vashym banku.) – I want to open an account at your bank.
Credit and Debit Cards
Using credit and debit cards is common in Belarus, just like in many other countries. Here are some terms to help you manage card transactions:
– Крэдытная карта (Kredytnaya karta) – Credit card
– Дэбетная карта (Debetnaya karta) – Debit card
– Тэрмінал (Terminal) – Terminal
– Пін-код (Pin-kod) – PIN code
– Баланс (Balans) – Balance
– Заблакаваць карту (Zablakavats’ kartu) – To block a card
– Актываваць карту (Aktivavats’ kartu) – To activate a card
For instance, if you need to report a lost card, you could say:
“Мая крэдытная карта была страчана. Калі ласка, заблакуйце яе.” (Maya kredytnaya karta byla strachana. Kali laska, zablakuytse yaya.) – My credit card was lost. Please block it.
Shopping and Transactions
When shopping, you will need to know how to ask about prices, make payments, and negotiate discounts. Here are some essential phrases:
– Колькі гэта каштуе? (Kol’ki heta kashtue?) – How much does this cost?
– Я магу аплаціць картай? (Ya magu aplatsits’ kartay?) – Can I pay by card?
– Я магу аплаціць наяўнымі? (Ya magu aplatsits’ nayawnymi?) – Can I pay in cash?
– Ці ёсць зніжка? (Ci yosts’ znizhka?) – Is there a discount?
– Я хачу вярнуць гэта (Ya khachu vyarnuts’ heta) – I want to return this
– Каса (Kasa) – Cash register
– Квіток (Kvitok) – Receipt
When purchasing an item, you might ask:
“Колькі гэта каштуе?” (Kol’ki heta kashtue?) – How much does this cost?
And if you need to return an item, you might say:
“Я хачу вярнуць гэта, бо яно не працуе.” (Ya khachu vyarnuts’ heta, bo yano ne pratsue.) – I want to return this because it doesn’t work.
Online Banking and Digital Payments
With the rise of digital banking and online transactions, it’s essential to know the related vocabulary. Here are some key terms:
– Інтэрнэт-банкінг (Internyet-bankinh) – Internet banking
– Мабільны банкінг (Mabil’ny bankinh) – Mobile banking
– Плацежная сістэма (Platyezhnaia sistema) – Payment system
– Электронны кашалёк (Elektronny kashalyok) – E-wallet
– Плацеж (Platyezh) – Payment
– Карыстальнік (Karystal’nik) – User
– Лагін (Lahin) – Login
– Пароль (Parol’) – Password
– Пераклад на карту (Peraklad na kartu) – Transfer to card
If you need to transfer money using online banking, you might say:
“Я хачу зрабіць пераклад на карту праз інтэрнэт-банкінг.” (Ya khachu zrabits’ peraklad na kartu praz internyet-bankinh.) – I want to make a transfer to a card via internet banking.
Financial Planning and Investment
For those interested in financial planning and investment, here are some specialized terms:
– Інвестыцыі (Investytsyi) – Investments
– Актывы (Aktyvy) – Assets
– Аблігацыі (Ablihatsyi) – Bonds
– Акцыі (Aktsyi) – Stocks
– Фонд (Fond) – Fund
– Дывідэнды (Dyvidendy) – Dividends
– Рынак (Rynak) – Market
– Партфель (Partfel’) – Portfolio
– Стратэгія (Stratehiya) – Strategy
If you are discussing your investment strategy, you might say:
“Мая інвестыцыйная стратэгія ўключае акцыі і аблігацыі.” (Maya investytsyinaya stratehiya vklyuchae aktsyi i ablihatsyi.) – My investment strategy includes stocks and bonds.
Tax and Legal Financial Terms
Understanding tax and legal financial terms is essential for both personal and business finance. Here are some key terms:
– Падатак (Padatak) – Tax
– Дэкларацыя (Deklaratsiya) – Declaration
– Падатковая інспекцыя (Padatkavaya inspektsiya) – Tax inspection
– Закон (Zakon) – Law
– Рэгістрацыя (Rehistratsiya) – Registration
– Фінансавы год (Finansavy hod) – Fiscal year
– Падатковы кодэкс (Padatkavy kodeks) – Tax code
When filing taxes, you might need to say:
“Я хачу падаць падатковую дэкларацыю.” (Ya khachu padats’ padatkovuyu deklaratsiyu.) – I want to file a tax declaration.
Practical Scenarios and Conversations
To help you put these words into context, let’s go through some practical scenarios and sample conversations.
Scenario 1: At the Bank
Client: “Добры дзень, я хачу адкрыць рахунак.” (Dobry dzen’, ya khachu adkryts’ rakhunak.)
Bank Employee: “Добры дзень! Калі ласка, запоўніце гэтую форму.” (Dobry dzen’! Kali laska, zapounitse hetyu formu.)
Client: “Дзякуй. Ці можна даведацца пра працэнты на дэпазіт?” (Dzyakuy. Ci mozhna davedatstsa pra pratsenty na depazit?)
Bank Employee: “Канешне. Гэтыя працэнты залежаць ад сумы і тэрміну дэпазіту.” (Kanesne. Hetiya pratsenty zalezhats ad sumy i terminu depazitu.)
Scenario 2: Shopping
Buyer: “Колькі каштуе гэтая сукенка?” (Kol’ki kashtue hetaya sukenka?)
Seller: “Гэта каштуе 50 рублёў.” (Heta kashtue 50 rublyou.)
Buyer: “Ці ёсць зніжка?” (Ci yosts’ znizhka?)
Seller: “Так, для пастаянных кліентаў ёсць 10% зніжка.” (Tak, dlya pastayannykh klientau yosts’ 10% znizhka.)
Scenario 3: Online Transaction
User: “Я хачу зрабіць пераклад на карту праз інтэрнэт-банкінг.” (Ya khachu zrabits’ peraklad na kartu praz internyet-bankinh.)
Support: “Калі ласка, увядзіце лагін і пароль для ўваходу.” (Kali laska, uvadzitse lahyn i parol’ dlya uvakhodu.)
User: “Усё гатова. Я зрабіў пераклад.” (Usyo hatova. Ya zrabiu peraklad.)
Support: “Пераклад завершаны паспяхова.” (Peraklad zavershany paspyakhova.)
Conclusion
Mastering Belarusian words for financial transactions will significantly enhance your ability to manage money, make purchases, and conduct business in Belarus. The vocabulary covered in this article provides a solid foundation for navigating various financial scenarios, whether you are opening a bank account, shopping, or managing investments. Practice these terms and phrases regularly, and you’ll find yourself becoming more confident in handling financial matters in Belarusian. Happy learning!
